- Purchase a gift card from my favorite store (Target) and add a little to it each time I shop there. I'm going to add $5-10 every time we're in the store. It's money that we would have spent needlessly eating out so it really won't be missed! By December hopefully I'll have saved a pretty penny (or two!) .
- Pay attention to grocery store fliers. Starting around Labor Day weekend, they really start to fight for our holiday dollars! I plan on picking up staples like flour, sugar, etc. while they are super cheap so I don't have to worry about them later.
- Designate a change jar and toss my extra change in it every day. I've been doing this pretty regularly and even though it's been "robbed" a few times, it adds up pretty quickly! And if you can find a Coinstar machine near you, you can cash in your change for a gift card to numerous different stores for no charge! I LOVE to pick up amazon.com gift cards this way!
- Making my own Christmas cards. I greatly admire those of you who do this - I just can't. I don't plan well and end up scraping together a few cards at the last minute. So I'm releasing myself from all card-making guilt and letting the pros at Hallmark do the job for me.
- Worrying about the quantity of gifts I purchase. I really, really want to simplify this Christmas. I know I certainly don't want a lot of chotckies laying around my house (with two kids, do I really need more to dust and pick up?) so I am vowing to not get worthless crap for other people as well - just for the sake of giving them something. I'm making an effort to start planning early, really think about what each person likes/wants and go from there.
- Buying toys for the kids on my list (except my own). This one may be fudged a little. But the kids I know (including my own!) have so many toys. They really don't have a 'need' for any more. I always try to get books for the kids - I think reading is such an important part of childhood! - but they aren't always excited about getting yet another book. This one will take some thought, but it's a challenge I'm looking forward to.




